“To treat underprivileged people with dignity and respect.”


“To reduce social and economic poverty by creating opportunities for low income households especially women through cost effective and financially sustainable products and services”

Core Values

  • Discipline
  • Access to Finance with respect
  • Simplicity and Standardization
  • Transparency
  • Effective Cost Management
  • Know Customer needs



Sindh Microfinance Bank LtdSindh Microfinance Bank (SMFB) is a wholly owned subsidiary of Sindh Bank. SMFB got the NOC from State Bank of Pakistan (SBP) and was incorporated with Securities & Exchange Commission of Pakistan (SECP) on March 27, 2015 under Section 32 of the Companies Ordinance 1984 (XL VII of 1984). The bank has an initial paid-up capital of Rs. 750 million. The Sindh Microfinance Bank Ltd has started its Microfinance business operations on May 3, 2016 from its Karachi Branch.


Latest News & Updates

  • 30-03-2020- All Branches are OPEN and no Branch is temporarily CLOSED.
  • 07-11-2016-Kunri Branch started operations along with its Service centers  at Kunri and Umerkot.
  • 24-10-2016-Launched operations at Mithi district along with Islamkot and  Naukot Service Centers.
  • 09-09-2016-SMFB expanded activities in Sujawal district by opening of  Service Centre at Mirpur Bathoro and Golarchi.
  • 20-07-2016-SMFB started its activities in Thatta and Gharo.  
  • 29-06-2016-Launched operations in District Sujawal.
  • 03-05-2016-Sindh Microfinance Bank Ltd. has started its Microfinance business operations.
  • 15-04-2016-The State Bank of Pakistan has allowed Sindh Microfinance Bank Limited to commence microfinance banking business.
  • 30-11-2015-The Bank obtained certificate of commencement of business from Securities Exchange Commission of Pakistan.
  • 16-10-2015-The Bank obtained SBP License to operate as microfinance bank in Sindh  Province.
  • 27-03-2015-Sindh Microfinance Bank got certificate of incorporation. 
  • 07-12-2016-Tando Allayar branch commenced business. 
  • 13-12-2016-Service Centers at Kot Ghulam Muhammad & Digri started operations. 
  • 19-12-2016-Expanded activities at Mirpurkhas and Tando Allayar service centers.